To our valued Austin Insurance clients, We will continue to monitor the news and follow directions from the Center for Disease Control and Prevention (CDC) and other government officials regarding COVID-19. Based on the latest guidance from Massachusetts Governor Charlie Baker, and in an abundance of...
Protecting Your In The Home Business Today more than 43 million Americans are operating full or part time business from the comfort of their homes, and these numbers continue to grow every year. One of the secrets to running a successful home-based business is being able...
As long as there have been people doing business, there has been associated liability risk. Some of those risks have remained constant for decades while others have evolved and/or grown over time. As long as there have been people doing business, there has been associated liability...
Gaining a better understanding of the details of your insurance documents should help you make more informed decisions about the coverages, special endorsements, limits, deductibles, and more that you may require to protect your property and belongings....
Who is Required To Have Medical Malpractice Insurance? Medical Malpractice Insurance may be required by your licensing authority. You should contact your licensing authority to determine if Medical Malpractice Insurance is mandatory and if certain minimum coverage is required. Who has to have workers' compensation insurance? Any person...
Many renters overlook or underestimate their insurance needs because they believe only "homeowners" need insurance. However, just as most of us would not think of owning an automobile without auto insurance, renters need protection for their personal possessions and from liability. Even the smallest apartment...
Simply stated, to calculate the amount you need to properly insure your home, you must first determine its replacement cost - what it would cost you to rebuild your home from the ground up at today's prices for materials and labor. We can help you...
Home insurance, also commonly called hazard insurance or homeowners insurance, is the type of property insurance that covers private homes. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of its use,...
During a strom, a tree from my neighbors yard fell and destroyed my fence. Does my homeowners policy pay for the damage or does my neighbors policy pay? Generally, your own policy should cover the loss. Your insurance company may be able to recover the amount...