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October is Fire Prevention Month, so Austin shares tips on how to prevent cooking fires in your home, which is valuable advice all year-round....

From downed power lines and fallen trees to broken fences and flooded basements, the aftermath of severe weather can sometimes be even worse for homeowners than the storm itself, so it’s important to know which losses might be covered by your home insurance policy. After a...

Protecting Your In The Home Business Today more than 43 million Americans are operating full or part time business from the comfort of their homes, and these numbers continue to grow every year. One of the secrets to running a successful home-based business is being able...

Gaining a better understanding of the details of your insurance documents should help you make more informed decisions about the coverages, special endorsements, limits, deductibles, and more that you may require to protect your property and belongings....

Simply stated, to calculate the amount you need to properly insure your home, you must first determine its replacement cost - what it would cost you to rebuild your home from the ground up at today's prices for materials and labor. We can help you...

Home insurance, also commonly called hazard insurance or homeowners insurance, is the type of property insurance that covers private homes. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of its use,...

During a strom, a tree from my neighbors yard fell and destroyed my fence. Does my homeowners policy pay for the damage or does my neighbors policy pay? Generally, your own policy should cover the loss. Your insurance company may be able to recover the amount...